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How valuable would a Lump-Sum payment be if you were diagnosed with a Serious Illness?
This is a valuable cover, which provides a lump sum payment in the event of Serious Illness.
It is often referred to as “Life Insurance for the living”.
Some common conditions covered are:
- Heart attack
- Stroke
- Cancer
- Coronary artery by-pass surgery
- Alzheimer’s disease
- Angioplasty
- Aortic surgery
- Aplastic anaemia (bone marrow failure)
- Benign brain tumour
- Blindness
- Cardiomyopathy
- Chronic Kidney failure
- Chronic Liver failure
- Chronic Lung failure
- Creutzfeldt–Jakob Disease (CJD)
- Encephalitis
- Heart valve replacement
- HIV
- Loss of independence existence
- Loss of limb
- Loss of limb and sight
- Loss of sight
- Major burns
- Out of hospital cardiac arrest
- Organ transplant
- Paralysis
- Parkinson’s disease
- Pneumonectomy
- Primary pulmonary hypertension
Each insurance provider has different conditions covered, as well as different definitions used to determine eligibility of claim. Your Adviser will be only too happy to provide options and details of the best cover to meet your needs.
Disclaimer. The above conditions are representative only and are not guaranteed as part of all Trauma Policies that Welsh & Associates Ltd recommend.